Redefining Retirement: The Benefits of Freelancing After 60
Modern freelancing is easier and more rewarding than older workers may think. Toptal’s chief economist breaks down the advantages of freelancing in semiretirement.
![Erik Stettler](https://assets.toptal.io/images?url=https%3A%2F%2Fbs-uploads.toptal.io%2Fblackfish-uploads%2Ftalent%2Fprofile%2Fpicture_file%2Fpicture%2F1072029%2Fretina_64x64_huge_7926f420fa1c80b719d4cd68a2860ba4-f2e6c9731d05992dd12721294940b61d.jpg)
Erik Stettler
Erik is a data scientist and a founding partner of the global venture firm Firstrock Capital. He helps companies, universities, and governments across the Americas build business and technology strategies. Erik has an MBA with distinction from Harvard University and serves as Chief Economist at Toptal.
The Personal Finance of Career Independence
For many highly skilled workers, the benefits of going freelance may outweigh the risks—especially right now. Toptal’s Chief Economist explains why, and reveals what he wishes he’d known when he stepped out on his own.
![Erik Stettler](https://assets.toptal.io/images?url=https%3A%2F%2Fbs-uploads.toptal.io%2Fblackfish-uploads%2Ftalent%2Fprofile%2Fpicture_file%2Fpicture%2F1072029%2Fretina_64x64_huge_7926f420fa1c80b719d4cd68a2860ba4-f2e6c9731d05992dd12721294940b61d.jpg)
Erik Stettler
Erik is a data scientist and a founding partner of the global venture firm Firstrock Capital. He helps companies, universities, and governments across the Americas build business and technology strategies. Erik has an MBA with distinction from Harvard University and serves as Chief Economist at Toptal.
Calm Before the Storm
The company behind the world’s leading meditation app found itself in a decidedly non-calming situation when an outage revealed an immediate need for a new system.
![Tasha Huebner](https://assets.toptal.io/images?url=https%3A%2F%2Fbs-uploads.toptal.io%2Fblackfish-uploads%2Fcomponents%2Fblog_author%2Fcontent%2Fphoto_file%2Fphoto%2F685679%2FTasha_Huebner_-_Square_Cropped-c008a97fa58d6b5654583a3ef4cde14c.jpg)
Tasha Huebner
Tasha is a communications, marketing, and strategy expert working with companies to create insightful and thought-provoking messaging to help them grow their businesses.
The Opportunity Loop: An Inside Look at How to Attract and Retain Top Talent
Elite talent has plenty of options. This article explores some of the key lessons Toptal and its clients have learned in how to best attract, retain, and motivate top talent.
![Ethan Brooks](https://assets.toptal.io/images?url=https%3A%2F%2Fbs-uploads.toptal.io%2Fblackfish-uploads%2Fcomponents%2Fblog_author%2Fcontent%2Fphoto_file%2Fphoto%2F685670%2FHS-0a8caec138d8c1ae500958c847e91ef7-18d7fa7a3683e71f9deec5066651f0fb.jpg)
Ethan Brooks
As the North America Community Lead at Toptal, Ethan and his team help foster growth and deliver outstanding value to Toptalers around the world.
Digital Transformation in the Field: CSR Connect
Learn how CSR Limited, a global leader in the construction supply industry, partnered with Toptal to digitize a 150-year-old supply chain to optimize operations and delight customers.
![Toptal Research](https://assets.toptal.io/images?url=https%3A%2F%2Fbs-uploads.toptal.io%2Fblackfish-uploads%2Fcomponents%2Fblog_author%2Fcontent%2Fphoto_file%2Fphoto%2F1028915%2Ftoptal_research_avatar_2x-10cb3967b579e99de59e1007ea9be5bc-c885c1e28a09fffecd3da9fcc67f6562.png)
Toptal Research
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Is Agile Talent the Answer for Embedded Systems Design?
Embedded systems are everywhere we look. As these systems continue to permeate life for consumers and entire industries, businesses are increasingly finding themselves up against a severe talent shortage. This article explores the benefits of using agile talent in building embedded systems expertise, as well as how some of the commonly touted challenges in doing so can be overcome.
![Jennifer Johnson](https://assets.toptal.io/images?url=https%3A%2F%2Fbs-uploads.toptal.io%2Fblackfish-uploads%2Fcomponents%2Fblog_author%2Fcontent%2Fphoto_file%2Fphoto%2F685665%2FJennifer_Johnson-95dd837736d735a174a685c8583279a2.jpg)
Jennifer Johnson
Previous Enterprise Sales Executive at Toptal
Creating an Immersive Fan Experience for a Global Sports Audience
Learn how the 2016 NBA Champion Cleveland Cavaliers use technology to engage their global fan base.
![Toptal Research](https://assets.toptal.io/images?url=https%3A%2F%2Fbs-uploads.toptal.io%2Fblackfish-uploads%2Fcomponents%2Fblog_author%2Fcontent%2Fphoto_file%2Fphoto%2F1028915%2Ftoptal_research_avatar_2x-10cb3967b579e99de59e1007ea9be5bc-c885c1e28a09fffecd3da9fcc67f6562.png)
Toptal Research
Toptal is an exclusive network of the top freelance software developers, designers, finance experts, and project managers in the world.
Why Top Professionals Prefer Agile Work
As the demand for greater flexibility and variety in the workplace continues to rise, explore why top tier professionals are turning to agile work to advance their knowledge, expertise, and careers.
![Sib Mahapatra](https://assets.toptal.io/images?url=https%3A%2F%2Fbs-uploads.toptal.io%2Fblackfish-uploads%2Fcomponents%2Fblog_author%2Fcontent%2Fphoto_file%2Fphoto%2F685655%2FSib3-001__3_-a0caf090373ba5976150fd5ba5c7dc47-423e78bf6171565bb59355b88f6f4fa8.jpg)
Sib Mahapatra
Sib Mahapatra is a growth consultant and entrepreneur with a keen interest in the future of work.
World-class articles, delivered weekly.
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